Live the Gulf Life on Florida’s Emerald Coast
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ST ANDREWS

One of the most popular communities provided by Gulf Life Real Estate

ST ANDREWS

About ST ANDREWS

Discover St. Andrews in Panama City Beach, Florida

St. Andrews in Panama City Beach (PCB), Florida, is a hidden gem beloved by locals and visitors alike. With its laid-back coastal vibe, historic charm, and vibrant arts scene, this neighborhood offers a unique experience away from the hustle and bustle of busier tourist spots.

Why Visit St. Andrews?

If you’re searching for an authentic Old Florida atmosphere and a tight-knit community, look no further than St. Andrews. Just minutes from the sugar-white beaches of Panama City Beach, this area offers a blend of history, natural beauty, and family-friendly activities.

Top Features of St. Andrews, PCB

  • Historic Downtown
    Stroll along Beck Avenue where you’ll find quaint boutiques, local art galleries, seafood restaurants, and lively pubs.

  • St. Andrews Marina
    This bustling marina is a hotspot for fishing charters, boat rentals, and sunset cruises.

  • Award-Winning Restaurants
    Enjoy fresh Gulf seafood at local favorites like Uncle Ernie’s Bayfront Grill and Hunt’s Oyster Bar.

  • St. Andrews State Park
    Located nearby, this pristine park offers kayaking, hiking trails, snorkeling, swimming, and bird-watching along the stunning Gulf coastline.

  • Farmers’ Market
    Every Saturday, the St. Andrews Waterfront Farmers’ Market brings together local artisans, fresh produce, and live music in a family-friendly atmosphere.

Things to Do in St. Andrews

  1. Explore the History
    Visit the Panama City Publishing Company Museum or embark on a walking tour of historic homes and landmarks.

  2. Enjoy Outdoor Activities
    From paddleboarding in Grand Lagoon to fishing off the pier, outdoor enthusiasts will find plenty to do.

  3. Attend Local Events
    Popular annual events include the St. Andrews Mardi Gras, ArtWalk, and the festive Holiday Boat Parade of Lights.

  4. Shop Local
    Discover handmade jewelry, antiques, and coastal decor at St. Andrews’ unique local shops.

Living in St. Andrews

St. Andrews is not just a place to visit—it’s also a wonderful place to live. Residents enjoy:

  • A walkable, friendly neighborhood
  • Regular community events and farmer’s markets
  • Top-rated schools and parks
  • Proximity to PCB beaches and amenities

How to Get to St. Andrews, Panama City Beach

Located just west of downtown Panama City, St. Andrews is easy to access from US Highway 98 or by boat via St. Andrews Bay. Downtown PCB, Pier Park, and other major attractions are just a quick drive away.

Plan Your Visit to St. Andrews

Whether you’re a foodie, a history buff, or a beach lover, St. Andrews in Panama City Beach, Florida is a must-see destination. Discover why so many return year after year to experience its charm and hospitality.

Ready to explore St. Andrews?
Find more information and up-to-date event listings at the official St. Andrews website.

One of the most popular communities provided by Gulf Life Real Estate
12
# of Listings
2
Avg # of Bedrooms
$430
Avg. $ / Sq.Ft.
$1,357,325
Med. List Price

Browse ST ANDREWS Real Estate Listings

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Under $250,000

$250,000 - $500,000

$500,000 - $1M

$1M - $3M

$3M - $5M

Over $5M

4 Properties Found. Page 1 of 1.

Welcome to luxury waterfront living in the highly sought-after Harbour Village at Historic St. Andrews! This exceptional 3-bedroom, 3.5-bath residence offers over 2,300 square feet of beautifully designed living space with breathtaking panoramic views of St. Andrews Bay. Step inside to discover an open, light-filled floor plan enhanced by impressive 10-foot ceilings, elegant tile plank flooring, a spacious living area, and a formal dining room designed for both everyday comfort and effortless entertaining. The expansive wraparound private balcony provides the perfect place to enjoy spectacular sunrises, evening sunsets, and peaceful waterfront breezes. The spacious primary suite is a true retreat, while each additional bedroom offers its own private bath, providing comfort and privacy for family and guests alike. This move-in-ready residence combines luxury finishes with a functional layout that makes coastal living easy. Harbour Village is a gated waterfront community offering resort-style amenities, including a sparkling pool, fitness center, clubhouse, grilling pavilion, beautifully landscaped grounds, fishing opportunities, elevators, and secure parking. Located just steps from Historic St. Andrews, you'll enjoy convenient access to waterfront restaurants, local shops, marinas, parks, and year-round entertainment. Whether you're searching for a full-time residence, second home, or upscale coastal retreat, Unit 510 offers an exceptional combination of luxury, location, space, and breathtaking bayfront views. Experience the best of Panama City waterfront living in one of the area's most desirable communities.
#793606

Panama City

3001 W 10th Street 510

3 Beds

3 Baths

2,321 Sq.Ft.

$909,000

MLS#: 793606

Spectacular Waterfront Luxury in Historic St. Andrews! Rarely available and highly coveted, this expansive corner-unit residence at Harbour Village delivers over 2,300 sq. ft. of sophisticated interior living space, perfectly paired with a massive 300+ sq. ft. covered, wrap-around balcony showcasing breathtaking, unobstructed Western and Southerly views of St. Andrew Bay.Step inside to experience true ''Old Florida Charm'' blended seamlessly with modern elegance. The soaring 10-foot ceilings and refined crown molding create an airy, grand ambiance throughout the open-concept floor plan, where floor-to-ceiling glass ensures the sparkling bay views remain your permanent backdrop. The heart of the home is a fully updated chef's kitchen, meticulously redesigned with new custom cabinetry, elegant quartz countertops, seamless under-counter lighting, and a premium suite of stainless-steel appliances. Perfect for entertaining, the kitchen flows effortlessly into the spacious living and dining areas, all oriented to capture the daily boat parade and unforgettable Emerald Coast sunsets.Wake up to paradise in the private primary retreat, featuring two entire walls of windows that flood the room with natural light and frame dramatic, panoramic water views. This serene sanctuary offers direct, private access to the wrap-around balcony, a spacious en-suite bathroom with a large walk-in shower and double vanity, and a well-appointed walk-in closet complete with custom built-in shelving and loads of storage space. Harbour Village offers an unmatched luxury lifestyle with resort-style amenities. Enjoy the convenience of a secure parking garage with elevator access directly up to your floor. The resort grounds feature a gated private marina with boat slips, a heated bay-front pool and sun deck, a convenient gym, a welcoming community room, and a unique, beautifully landscaped 1-acre rooftop park featuring a grilling gazebo and outdoor fireplace. Nestled in a golf-cart-friendly district between Oaks by the Bay Park and the active St. Andrews Marina, you are just steps from the vibrant boutiques, live music, and fun dining along Beck Avenue. 24-hour gated security completes this waterfront paradise. Schedule your private viewing today!
#793004

Panama City

3001 W 10th Street 610

3 Beds

3 Baths

2,321 Sq.Ft.

$899,000

MLS#: 793004

New on site 1 day ago
Harbour Village #203 -- Waterfront Living in the Heart of Historic St. Andrews Some properties offer a water view. Harbour Village #203 offers a true waterfront lifestyle. Beautifully appointed and thoughtfully designed, this residence stands apart even within Harbour Village, combining an elegant interior with several valuable features that are difficult to replicate -- particularly for the serious boater. The property includes boat accommodations capable of handling a vessel up to 20,000 pounds, with both water and electricity run directly to the boat slips. For fishing and days on the water, the setup gets even better: #203 includes two approximately 8' x 15' private storage units, both heated and cooled with climate control, plus convenient access to an ice machine and freezer space for fish storage. ***$100k value*** These aren't simply extras -- they're features that make waterfront living considerably easier. The residence itself is just as impressive. The interior is beautifully decorated with a warm, refined coastal feel that complements the setting without feeling overly themed. The floor plan offers three bedrooms and three bathrooms, with an important distinction from some other residences in the building: each bedroom has direct access to a bathroom, rather than the third bath being accessible only from the hallway. Natural light and access to the outdoors are another standout. Sliding glass doors are located in both the living room and bedroom, creating two connections to the waterfront surroundings where many units offer only one. The unit also features double entry doors, another upgrade from the single-door configuration found in many residences, making the entrance feel substantially more open and impressive. And then there is the location. Harbour Village sits directly in Historic St. Andrews, one of Panama City's most distinctive waterfront neighborhoods. St. Andrews grew from its roots in fishing, boating and maritime commerce into the walkable bayside community it is today. Beck Avenue and the surrounding streets are lined with locally owned restaurants, shops and gathering places, while the marina, parks, waterfront and community events keep the neighborhood connected to the bay. This is a place where you can leave the car parked, walk out your door for dinner or drinks, stroll along the waterfront, visit the Saturday market at Oaks by the Bay, or get on your boat and head out onto St. Andrews Bay. The City describes St. Andrews Marina as a gateway to the bay and Gulf of Mexico, and that connection to boating remains a defining part of the neighborhood. Harbour Village #203 isn't simply a beautifully finished condominium overlooking the water. It's a residence designed around actually living on it. With substantial boat capacity, two climate-controlled storage units, water and power at the slips, an enhanced three-bedroom/three-bath layout, dual sliding-glass-door access and a prime position in Historic St. Andrews, #203 offers a combination that's exceptionally difficult to duplicate.
#795529

Panama City

3001 W 10th Street 203

3 Beds

3 Baths

1,997 Sq.Ft.

$880,000

MLS#: 795529

Experience waterfront living at its finest in this stunning 3-bedroom, 3-bathroom condo in Harbour Village at Historic St. Andrews. Located along the Bay, this exceptional property offers breathtaking views, creating the perfect backdrop for both relaxing and entertaining. The spacious layout provides an open, airy feel with abundant natural light and private waterfront scenery from the main living areas. Boating enthusiasts will appreciate the12,000lbs boat lift that is included, providing convenient access to the gulf, intercoastal or Shell Island. Also, comes with a deeded storage closet for added storage and organization. Harbour Village offers an impressive collection of resort-style amenities, including a heated waterfront pool overlooking the Bay, a fitness center, and a grand clubhouse perfect for gatherings and community events. Residents also enjoy a private community park with green space where dogs are welcome, a covered parking garage, and inviting outdoor spaces to include a waterfront fireplace with comfortable seating and a grilling gazebo with direct access to Oaks by the Bay Park. Located in the heart of Historic St. Andrews, this rare waterfront condo combines luxury, boating, and a vibrant coastal lifestyle just minutes from amazing local restaurants, shopping, and local attractions.
#786054

Panama City

3001 W 10th Street 711

3 Beds

3 Baths

2,001 Sq.Ft.

$675,000

MLS#: 786054

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