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SHORES OF PANAMA

One of the most popular communities provided by Gulf Life Real Estate

SHORES OF PANAMA

About SHORES OF PANAMA

Shores of Panama PCB Neighborhood Guide

Welcome to Shores of Panama, one of the most sought-after beachfront communities in Panama City Beach (PCB), Florida. If you’re searching for the perfect blend of luxury, convenience, and coastal living, Shores of Panama offers an unparalleled experience in the heart of Florida’s Emerald Coast.

Why Choose Shores of Panama?

Shores of Panama is renowned for its stunning views of the Gulf of Mexico, resort-style amenities, and unbeatable beachfront access. Residents and vacationers enjoy a vibrant lifestyle, with crystal-clear waters, sugar-white sand, and a friendly, upbeat atmosphere.

Key Features

  • Direct Beach Access: Step straight from your condo onto the world-famous PCB shoreline.
  • Lagoon-style Pool: One of the largest and most beautiful pools in Panama City Beach, surrounded by lush tropical landscaping.
  • Full-service Spa: Relax with massages, facials, and more just steps from your doorstep.
  • On-site Restaurants and Bars: Enjoy delicious food and refreshing drinks without ever having to leave the property.
  • Modern Fitness Center: Keep up your fitness routine with state-of-the-art equipment overlooking the pool.
  • 24-hour Security: Enjoy a safe and secure environment, perfect for families and solo travelers alike.

Real Estate at Shores of Panama

Whether you’re seeking a luxury vacation rental, a second home, or a retirement condo, Shores of Panama offers a diverse range of properties, from cozy studios to spacious three-bedroom suites. Each unit features:

  • Private balconies with breathtaking ocean views
  • Fully equipped kitchens with modern appliances
  • Washer and dryer units in most condos
  • High-speed Wi-Fi and smart home features

Discover the latest Shores of Panama listings on Realtor.com and Zillow.

Things to Do Nearby

Life at Shores of Panama means you’re never far from PCB’s top attractions:

  • Pier Park: The premier shopping, dining, and entertainment destination in the area.
  • Shipwreck Island Waterpark: Family-friendly water rides and slides just minutes away.
  • St. Andrews State Park: Explore nature trails, snorkel in pristine waters, or take a dolphin tour.
  • Local Eateries & Nightlife: Enjoy fresh seafood, vibrant beach bars, and live music venues nearby.

Check out more attractions at the Panama City Beach Visitors Bureau.

Community and Lifestyle

Shores of Panama fosters a welcoming community for families, retirees, remote workers, and vacationers. Enjoy seasonal events, holiday celebrations, and group fitness classes. The complex is also pet-friendly, making it easy to bring your furry friends along.

Why Invest in Shores of Panama?

Panama City Beach real estate remains one of Florida’s most lucrative investment opportunities thanks to year-round tourism, strong rental demand, and a growing economy. Shores of Panama condos maintain high occupancy rates and deliver excellent returns for vacation rental investors.

Living at Shores of Panama

Experience the ultimate Florida beachfront lifestyle, complete with stunning sunsets, year-round warm weather, and endless coastal adventures.

Ready to find your dream condo or investment property? Learn more about Shores of Panama and available real estate opportunities by visiting Shores of Panama HOA or contact a local PCB realtor today.


Make Shores of Panama your new coastal home and discover why this neighborhood is one of the best places to live, vacation, and invest in Panama City Beach, Florida.

One of the most popular communities provided by Gulf Life Real Estate
67
# of Listings
1
Avg # of Bedrooms
$477
Avg. $ / Sq.Ft.
$413,780
Med. List Price

Browse SHORES OF PANAMA Real Estate Listings

55 Properties Found. Page 3 of 4.

Step into coastal comfort at Unit 225 at the Shores of Panama, one of PCB's most iconic full-amenity resorts. This beautifully maintained condo sits on the second floor, giving you the perfect blend of convenience, privacy, and quick access to the beach, pool deck, and parking garage.

Inside, you'll find an inviting open layout with a full kitchen, granite countertops, and a spacious living area that flows naturally to your private balcony — the perfect spot for morning coffee or sunset views over the Gulf. The unit includes a bunk area, making it ideal for families or maximizing rental income.


This condo is rental-ready, comes fully furnished, and sits in one of the strongest performing short-term rental buildings on the beach. Shores of Panama offers a massive lagoon-style pool, tiki bars, on-site spa, heated indoor pool, hot tubs, beach access, and private owner amenities.

Whether you're looking for a personal beach escape or a proven income generator, Unit 225 gives you the best of PCB living.
Turn-key, rental-ready condo at the highly sought-after Shores of Panama Resort! Unit 225 delivers prime second-floor convenience, eliminating long elevator waits and putting guests steps from the pool deck, beach access, and the Gulf's emerald waters. This unit consistently performs as a strong income producer, making it a perfect addition to any investment portfolio.



Inside, you'll find an open layout with a spacious master bedroom, bunks for extra sleeping capacity, and a private balcony overlooking the resort's signature lagoon-style pool. The kitchen features granite countertops, a breakfast bar, and everything needed for short-term rentals or extended stays. Washer/dryer included.

Shores of Panama is known for its amenities that drive bookings year-round—massive resort pool, indoor pool, hot tubs, tiki bars, fitness center, covered garage parking, beach entry, and close proximity to restaurants, shopping, and nightlife.



Projected ROI stays strong thanks to incredible guest demand, low floor location, and the resort's top-tier amenities. Whether you're expanding your portfolio or stepping into your first investment property, Unit 225 stands out as a reliable income generator in one of PCB's hottest rental markets.
#773941

Panama City

9900 S Thomas Drive 225

1 Beds

2 Baths

936 Sq.Ft.

$354,000

MLS#: 773941

New on site 2 days ago
409! Low Floor Alert! w/ Same Floor designated parking! Beach front condo with great revenue potential. Low floors are golden ROI at Shores of Panama.
Parking is literally right around the corner from front door. You are just steps from parking to door~ No Elevators! Spectacular View of the Gulf and Pool! - Sleeps 6. If you are familiar with Shores of Panama - You know its a Rental Machine and Summer 2025 is booking now! Stucco Renovations complete on this particular unit. 

Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront low floor unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center. Side note:  Seller is also selling 407, would be great to buy them both and rent to family and friends that want to be close together.
#787668

Panama City Beach

9900 S Thomas Drive 409

1 Beds

2 Baths

864 Sq.Ft.

$352,500

MLS#: 787668

LOW FLOOR ALERT!!!  2BD Plus BUNKROOM and 3 FULL BATHROOMS.  This is the style that people love, with the 3 full bathrooms.  Living room and balcony have a great view of the Shores pool and the GULF OF MEXICO.  Built-in shelves and entertainment area in kitchen.  Priced to sell and low floor is very valuable in this building.  You can DRIVE UP TO 7TH FLOOR AND WALK OVER TO YOUR CONDO.   Lots of open parking on the 7th floor parking deck.
#785349

Panama City Beach

9900 S Thomas Drive 704

2 Beds

3 Baths

1,148 Sq.Ft.

$349,000

MLS#: 785349

Most popular floorplan at Shores and these floorplans make very good revenue. Already established rental with a  popular management company.  Last year Net Rental was $44,846 with this year predicted to outperform.  This gorgeous condo is completely updated with newer furniture, paint, appliances and also has a deeded same floor parking spot right around the corner from it.  915 is an excellent view of the Gulf and huge lagoon pool. 

Shores of Panama is a premier luxurious resort and one of the best ROI's on the beach! This is the most popular floor plan at Shores of Panama, with a double balcony and master bedroom facing the gulf! Lower floor and one of the best views in this building. This unit has all tile flooring, and completely turn-key.  

Shores of Panama is a 23 story Tuscany style condominium complex in the heart of PCB, and right next door to world famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive gulf side pool and hot -tub, 2 tiki bars, indoor pool, garage parking, and a fitness center.  The food at Shores is from 30A Chef, and if you haven't had it yet, you're missing something! You really don't need to leave the resort!  Adding this to your portfolio will ensure years of ROI success.
#785985

Panama City Beach

9900 S Thomas Drive 915

2 Beds

2 Baths

907 Sq.Ft.

$349,000

MLS#: 785985

Welcome to Shores of Panama unit #1004, a beautifully positioned 2 Bedroom + Bunk, 3 Full Bath Gulf-front condo designed for both personal enjoyment and strong rental appeal. This highly desirable ''B'' floor plan offers sweeping views overlooking the lagoon-style pool and stretching down the breathtaking coastline of Panama City Beach. Positioned on the west side of the tower on the 10th floor, this condo captures stunning views from your private balcony.

The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. The smart layout—with two true bedrooms, a bunk area, and three full bathrooms—maximizes occupancy and comfort, a key feature for vacation rentals.

Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub—all just steps from exclusive beachfront access. Owners and guests also enjoy:  Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.

The location is unbeatable—walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.

If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities—this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo—ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
#785142

Panama City Beach

9900 S Thomas Drive 1004

2 Beds

3 Baths

1,148 Sq.Ft.

$349,000

MLS#: 785142

Step into one of Panama City Beach's most iconic resorts - Shores of Panama - and enjoy the rare convenience of a deeded parking space just outside the unit, on the same floor. Skip the elevator waits for exploring and head straight to your door, a luxury most units don't offer.

This SE Gulf-facing unit offers stunning views from the living area and private balcony, perfect for relaxing after a day in the sun. The open layout features granite countertops, tile flooring throughout, and a bunk room with its own door and full bathroom, giving you the privacy and flexibility of a true two-bedroom setup.

Enjoy resort-style amenities including the largest lagoon pool in PCB, indoor pool, spa, sauna, fitness center, and direct beach access. Located steps from dining, Walmart,
#984452

Panama City Beach

9900 S Thomas Drive 1109

1 Beds

2 Baths

845 Sq.Ft.

$349,000

MLS#: 984452

Shores of Panama Unit 1817 | Type C Floor Plan | Panama City Beach, Florida
Shores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests.
The interior includes luxury vinyl plank flooring throughout, updated light fixtures, stainless steel appliances, a full-size front-load washer and dryer, flat-screen TVs, a dedicated owner's closet, and a Pac-Man arcade machine that adds character for guests. The unit is fully furnished and rental-ready. In 2025, the property produced $33,000 in net income, with already $32k in NET income for 2026 (as MAR/01) offering helpful performance context for buyers evaluating short-term rental potential.
The 17-stack is one of the most sought-after Type C positions within Shores of Panama. It is the only stack in this floor plan that faces west, capturing panoramic sunset views over the Gulf of Mexico. Its proximity to the elevators adds convenience without compromising views. All stucco repairs on the 17-stack have been completed.
The oversized balcony spans more than 30 feet and is furnished with durable Polywood seating, providing unobstructed views of the lagoon-style pool and the Gulf waters beyond. This unit does not include a deeded parking space; however, overflow parking is available throughout the parking garage.
Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar.
The resort's location places dining, shopping, and entertainment within close proximity. Pineapple Willy's is adjacent to the property for beachfront dining. Laketown Wharf, directly across the street, offers Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, 810 Billiards & Bowling, a salon and nail bar, and additional retail options.
Nearby recently opened attractions include Dolly Parton's Pirates Voyage Dinner & Show, Topgolf, and McGuire's Irish Pub. Tootsie's Orchid Lounge is scheduled to open in 2026, reinforcing continued commercial investment and growth in Panama City Beach.
Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, contributing to Shores of Panama's position as a consistently high-demand Gulf-front resort.
HOA dues are $3,491.71 per quarter. All information and HOA fees are deemed accurate but should be verified by buyers if important.
#786205

Panama City

9900 S Thomas Drive 1817

2 Beds

2 Baths

907 Sq.Ft.

$345,000

MLS#: 786205

New on site 2 days ago
Projected to generate $40K+ in 2026 with current management and new 2BR marketing (barn door bunk area). Previously produced $33,200 gross (Jan-Oct 2025) despite being offline Nov-Mar for stucco work. Major updates include new Carrier heat pump ($6,300), and water heater; updated electrical panel, LifeProof LVP flooring, new appliances (fridge, dishwasher, washer/dryer), furniture, and fresh paint. Deeded parking space adds rare convenience and rental appeal. Low-maintenance, rental-ready, and ideal as a short-term rental, second home, or beach getaway!
#999373

Panama City Beach

9900 S Thomas Drive UNIT 2226

2 Beds

2 Baths

936 Sq.Ft.

$339,900

MLS#: 999373

INCLUDES 5th FLOOR PARKING ...... TRUE GULF-FRONT PENTHOUSE.   Beautiful 1bd + Bunkroom with 2 full bathrooms.  One uniform floor through-out.   Stainless Steel appliances.  FULLY FURNISHED AND RENTAL READY.   Make sure to get this one on your list to see.
#781996

Panama City Beach

9900 S Thomas Drive 2330

1 Beds

2 Baths

951 Sq.Ft.

$339,000

MLS#: 781996

Rare ''F'' stack unit at Shores of Panama- Turnkey and Rental Ready!

This rarely available Shores of Panama ''F Stack'' unit is the complete package- ideally located just steps from the elevator, with a reserved parking spot just steps from the front door!

This 11th floor Gulf front unit boasts updated flooring, stylish beach-inspired decor, modern light fixtures, and high end appliances- all of which convey with the sale. It is also one of very few units in the entire building that offer a private patio with a direct view the Gulf!

This unique layout and ideal location make this unit an excellent investment opportunity- rental history and rental projections both available upon request!

Shores of Panama is widely regarded as a premier resort in Panama City Beach. This 23- story complex sits on Thomas Drive, within walking distance to top restaurants, entertainment, and attractions. With top-tier resort amenities including a massive lagoon style pool, hot tubs, fitness center and more- your guests will have everything they need for a perfect beach getaway. 

Don't miss this rare opportunity- inquire for details!
#768487

Panama City Beach

9900 Thomas Drive 1110

1 Beds

1 Baths

911 Sq.Ft.

$329,900

MLS#: 768487

Rare Endcap unit available just listed for sale. Enjoy beautiful Gulf views from this spacious 1-bedroom, 2-bath condo located at the highly desirable Shores of Panama in Panama City Beach. Unit 2230 offers a comfortable and functional layout, perfect for a primary residence, vacation getaway, or investment property. The bedroom provides a private retreat, while the second full bathroom adds convenience for guests. Step out to take in the sights and sounds of the Gulf, just steps from the sugar-white sand and emerald waters. Shores of Panama is known for its prime beachfront location and proximity to dining, shopping, and entertainment, making this an ideal place to enjoy the beach lifestyle. Comes with its own deeded parking space on floor 11.
#784391

Panama City Beach

9900 S Thomas Drive 2230

1 Beds

2 Baths

951 Sq.Ft.

$325,000

MLS#: 784391

Lower Floor Alert! w/ Same Floor designated parking! Beach front condo with great revenue potential. Low floors are golden ROI at Shores of Panama.
Parking is literally right around the corner from front door. You are just steps from parking to door~ No Elevators! Spectacular View of the Gulf and Pool! - Sleeps 6. If you are familiar with Shores of Panama - You know its a Rental Machine and Summer 2025 is booking now! Stucco Renovations complete on this particular unit.  Also, this condo is already turn-key and on a popular rental program. Nothing to do!

Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront low floor unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction. Shores of Panama is a 23 story Tuscany style condominium complex in the heart of Panama City Beach, and right next door to the world-famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive lazy river style gulf-side pool and hot-tub, tiki bars, food bars, indoor pool, garage parking, and a fitness center.
#772002

Panama City

9900 S Thomas Drive 1009

1 Beds

2 Baths

864 Sq.Ft.

$325,000

MLS#: 772002

PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline.

Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access—plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming.

The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive away—keeping calendars full and occupancy strong throughout the seasons.

Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.
#779934

Panama City

9900 S Thomas Drive 1509

1 Beds

2 Baths

864 Sq.Ft.

$320,000

MLS#: 779934

PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach boardwalk, your toes are literally steps from the shoreline. Shores of Panama delivers true resort living: a massive lagoon-style pool with tropical landscaping, hot tubs, a tiki bar and grill, and direct beach access—plus an indoor heated pool for year-round enjoyment. Onsite conveniences include a fitness center, spa/sauna, coffee shop, and covered parking, with security and front-desk services that make guest turnover smooth and welcoming. The location puts the best of Panama City Beach within easy reach. Walk next door to Pineapple Willy's for gulf-front dining, pop across the street for quick groceries, or head a few minutes to Shipwreck Island Waterpark, WonderWorks, and Ripley's Believe It or Not. Charter a fishing trip, rent jet skis, or spend the day exploring St. Andrews State Park. Pier Park's shopping, restaurants, concerts, and events are just a short drive awaykeeping calendars full and occupancy strong throughout the seasons. Whether you're building an investment portfolio or looking for a beach home you can enjoy between bookings, this Shores of Panama residence checks all the boxes: postcard-worthy views, resort amenities, and a walkable, central PCB location.
#987158

Panama City Beach

9900 S Thomas Drive UNIT 1509

1 Beds

2 Baths

864 Sq.Ft.

$320,000

MLS#: 987158

Discover exceptional value and breathtaking views in this 12th-floor Gulf-view condo at Shores of Panama, ideally positioned in the heart of Panama City Beach. Priced at $310,000, this 936-square-foot condo presents one of the best opportunities in the resort for both personal enjoyment and rental performance. Thoughtfully designed, the layout includes one private bedroom overlooking the emerald waters, two full bathrooms, and a separate bunk room that comfortably accommodates additional guests—making it ideal for maximizing occupancy and rental income. The open-concept living and dining area flows seamlessly into a fully equipped kitchen, creating a welcoming space for entertaining or relaxing after a day at the beach.

Step onto your private balcony and take in panoramic Gulf views, coastal breezes, and unforgettable sunsets. Additional conveniences include in-unit laundry and the benefit of being sold fully furnished—turnkey and ready for immediate enjoyment or rental placement.

The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. 
Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub—all just steps from exclusive beachfront access. Owners and guests also enjoy:  Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security.
The location is unbeatable—walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach.
If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities—this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo—ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.
#785143

Panama City Beach

9900 S Thomas Drive 1227

1 Beds

2 Baths

936 Sq.Ft.

$310,000

MLS#: 785143

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