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Welcome to an extraordinary opportunity inside the prestigious gated waterfront community of Finnisterre -- one of Bay County's most exclusive luxury neighborhoods. Situated along the sparkling waters of St. Andrews Bay, this rare waterfront homesite at 3301 Terra Cotta offers a breathtaking setting to build a true coastal masterpiece.

Surrounded by elegant custom homes, lush tropical landscaping, and winding private streets, Finnisterre is renowned for its upscale atmosphere, stunning architecture, and unmatched waterfront lifestyle. Residents enjoy beautifully maintained common areas, a private and peaceful setting, and a sense of luxury that is immediately felt the moment you enter the neighborhood.

This exceptional lot features expansive water views and a unique peninsula-style setting that creates an incredible sense of privacy and exclusivity. Boaters will appreciate the prime location just minutes from the Pass, providing quick and convenient access from St. Andrews Bay directly to the Gulf of America for world-class fishing, boating, waterfront dining, and endless days on the water.

Whether you envision a luxury coastal estate with panoramic bay views, a private retreat surrounded by nature, or the ultimate entertaining property, these homesites offer a rare combination of beauty, location, and lifestyle that is becoming increasingly difficult to find along the Emerald Coast.

Enjoy the perfect blend of tranquility and convenience while remaining close to premier marinas, golf courses, shopping, dining, and the white sand beaches that make Northwest Florida famous.

Luxury waterfront opportunities like this in Finnisterre are exceptionally rare.

(Measurements and other pertinent information should be verified by buyer if deemed important.)
(Listing photos AI enhanced for color and clarity)
#789569

Panama City Beach

3301 Terra Cotta Drive

None Beds

None Baths

0.5 acres

$525,000

MLS#: 789569

Corner lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. Triple access options via Florida Ave., 1st St. or 20' alley. This X FLOOD ZONE lot is only about 600' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #04806-000-000. Some information obtained via the Bay County Property Appraiser's website, please verify if important.
#789557

Mexico Beach

Lot 12 1st Street

None Beds

None Baths

0.14 acres

$239,900

MLS#: 789557

Second block, double access lot with easy access to the dedicated and public beaches of Mexico Beach. Bring your building plans and vision as there is plenty of creative options on this homesite. It even has double access points via Florida Ave. or Fortner Ave. This X FLOOD ZONE lot is only about 500' from the beach, where one can enjoy a short evening walk or golf cart ride and witness some of the most glorious westerly facing sunsets anywhere. Easy back access to your neighbors, parks, commercial spots, and other locations via the Florida Ave Boulevard. Competitively priced in line with comparable sales in the same block. Same owner owns the contiguous lot (see MLS listing number 328040) New survey on file. Parcel was recently split and is only 1/2 of the Bay County Property Appraiser's parcel ID #. Some information obtained via the Bay County Property Appraiser's website, please verify if important
#789513

Mexico Beach

Lot 7 Florida Avenue Lot 7

None Beds

None Baths

0.17 acres

$239,900

MLS#: 789513

This charming 2BR condo is nestled in the Tennis Village within the gates of Seascape Resort. This furnished villa has a private fenced courtyard with a deck for entertaining and relaxing and includes an outdoor shower. Both baths have been remodeled to include tiled showers, newer cabinets and tiled flooring. The kitchen upgrades include white cabinets, granite, and tiled backsplash. Both bedrooms are spacious and have access to the courtyard.  You are just a short walk or golf cart ride to the beautiful white sandy beaches of the Gulf of America... Seascape offers numerous amenities for your enjoyment including tennis, pools, and golf.  Long term pay elec and if sells will refund 1 month and 30 day notice and deposit upon inspect and assign lease to new owner if possible.
#1002532

Miramar Beach

31 Seagull Cove UNIT 58A

2 Beds

2 Baths

1,004 Sq.Ft.

$2,000

MLS#: 1002532

Welcome to 3031 Osprey Circle, an exceptional custom home located in the desirable Osprey Cove community, right in the heart of Lynn Haven. Built in 2020, this thoughtfully designed four-bedroom, four full-and-two-half-bath residence offers 3,439 square feet of beautifully curated living space across two stories, blending modern luxury with everyday comfort. Each bedroom features its own attached bathroom, offering privacy and convenience for family and guests alike.

The main level features a spacious primary suite complete with a built-in sauna and private door leading directly to the backyard, creating a true retreat-like experience, along with an additional first-floor bedroom ideal for guests or a home office. The heart of the home is the custom kitchen, perfectly positioned for entertaining and everyday living, flowing seamlessly into the main living area where a fireplace adds warmth and character. Upstairs, you'll find two additional living rooms, providing flexible spaces for media, play, or relaxation, along with generously sized bedrooms and baths.

Step outside to your private backyard oasis set on 0.37 acres, featuring a resort-style pool and spa, a convenient outdoor half bath located just off the pool, and an outdoor shower for added functionality. Full fencing and lush greenery behind the home provide exceptional privacy with no neighbors to the rear. Additional highlights include a two-car attached garage, modern finishes throughout, and a prime location with easy access to shopping, dining, commercial conveniences, and top-rated schools.

This home delivers space, privacy, and luxury in one of Lynn Haven's most sought-after communities, an opportunity not to be missed.
#789545

Lynn Haven

3031 Osprey Circle

4 Beds

4 Baths

3,439 Sq.Ft.

$726,000

MLS#: 789545

Secure your South Crestview sanctuary where convenience and durability meets well established and family vibes. Experience the peak of Florida living in this impeccably updated retreat. A new kitchen with sleek granite counters and a gas range turns every meal into a celebration. Total peace of mind is yours with a 2025 metal roof, 2020 HVAC, and a whole house generator, ensuring years of worry-free comfort. The backyard features a dedicated RV gate, perfect for securing your weekend toys in a private, quiet oasis. Located in a walkable, established neighborhood with mature trees, this home blends timeless charm with modern resilience. Opportunities in this coveted corridor at this price vanish instantly--claim your turnkey lifestyle before it's gone.
#1002581

Crestview

4600 E Scarlet Drive

3 Beds

2 Baths

1,735 Sq.Ft.

$318,900

MLS#: 1002581

DUPLEX ALLOWED Exceptional opportunity to own a spacious corner lot in a steadily growing area of Panama City. Offering excellent visibility, added accessibility, and flexible building potential, this homesite is ideal for those looking to build a primary residence, second home, investment property, or income-producing duplex. The corner lot positioning provides additional design possibilities for driveway placement, garage access, separate entrances, outdoor living areas, and overall site layout while creating an open feel and enhanced curb appeal.
This property is well suited for duplex construction, making it an excellent opportunity for investors, builders, or buyers looking to live in one side while generating rental income from the other. With the continued demand for long-term and workforce housing in the area, the lot presents strong future income and development potential.

Located in an area experiencing continued growth and development, this property offers the perfect balance of convenience and opportunity. Enjoy close proximity to shopping, restaurants, schools, parks, marinas, and nearby waterways while still having the flexibility to create your own private retreat or investment project. With easy access to major roadways, commuting throughout Panama City and surrounding areas is simple and convenient.

Whether you envision a coastal-style duplex, modern new construction investment property, or custom-built residence with additional rental potential, this lot offers a blank canvas ready to bring your vision to life. Utilities are nearby, and the location makes it appealing for both full-time living and future resale value.

Corner lots with this kind of flexibility, visibility, and development potential do not come available often. Take advantage of the opportunity to secure land in one of the area's expanding markets and start planning your future build today.Located in an area experiencing continued growth and development, this property offers the perfect balance of convenience and potential. Enjoy close proximity to shopping, restaurants, schools, parks, marinas, and nearby waterways while still having the space and freedom to create your own private retreat. With easy access to major roadways, commuting throughout Panama City and surrounding areas is simple and convenient.

Whether you envision a coastal-style home with room for boat parking, a modern new construction investment property, or a custom residence designed exactly to your needs, this lot offers a blank canvas ready to bring your vision to life. Utilities are nearby, and the location makes it appealing for both full-time living and future resale potential.

Corner lots with this kind of flexibility and location do not come available often. Take advantage of the opportunity to secure land in one of the area's expanding markets and start planning your future build today.
#789518

Panama City

6412 Omoko Street

None Beds

None Baths

0.09 acres

$45,000

MLS#: 789518

This end unit townhome is centrally located on the south side of I-10 not far from Duke Field and Eglin AFB, schools, shopping and restaurants.  It was recently updated with new flooring and paint throughout as well as a 1 car garage and washer/dryer connections.  Yard is maintained by HOA.
#1002531

Crestview

147 Swaying Pine Court

3 Beds

2 Baths

1,309 Sq.Ft.

$1,350

MLS#: 1002531

***INVESTOR/CONTRACTOR SPECIAL!!!*** This 3 bedroom. 1 bathroom fixer upper corner home is in a GREAT location! Brand new windows throughout the home. Minutes from everything Panama City has to offer and no more than a 10 minute drive to Panama City Beach. Priced to sell taking into account it needs complete renovation. All information is approximate and should be verified by buyers if important
#789527

Panama City

2600 W 18th Street

3 Beds

1 Baths

912 Sq.Ft.

$99,000

MLS#: 789527

Incredible glass-front unit! Experience the ultimate coastal lifestyle in this beautiful two-bedroom, gulf-front condo perched on the 11th floor of Tower 2 at the iconic Edgewater Beach & Golf Resort. Step onto your private balcony and soak in panoramic views of sugar-white sands and emerald waters--your daily invitation to paradise. Inside, spacious rooms are filled with beachy colors, tile flooring, paneled doors, and NEW floor-to-ceiling sliding glass doors in BOTH the living and dining areas. The AC and water heater were replaced in 2020. The unit comes fully furnished and turnkey, ready for short-term rental or your own beach retreat. Edgewater is Panama City Beach's largest full-service resort, spanning 110 acres of prime Gulf-front property. Residents and guests enjoy access to 11  sparkling pools (10 heated seasonally), a grand lagoon pool, multiple hot tubs, and exclusive beachfront amenities. Tower 2 features its own heated pool, hot tub, and sun decks, just steps from the main beachfront amenities. Onsite dining includes Ocean's Bar & Grill and Edgie's Market with Starbucks and ice cream. The community offers 24-hour gated security, convenient parking--including vehicle charging and spaces for RVs, boats, and jet skis--and is pet-friendly for owners. The dog beach and park are just minutes away. There is a par-3 executive golf course, pickleball courts, fitness center, shuffleboard, basketball, and Plexicushion tennis courts. Edgewater's lively social calendar features seasonal activities, family events, and live entertainment. The Shoppes across the street provides shopping, dining, and entertainment options. Whether you seek a personal family retreat, an active second home, or a rental investment property, this condo delivers the beach lifestyle you've dreamed of--where luxury meets leisure in a vibrant coastal community.
#1002542

Panama City Beach

11619 Front Beach Road UNIT 1107

2 Beds

2 Baths

1,366 Sq.Ft.

$550,000

MLS#: 1002542

Completely Renovated and well maintained less than 200 yards to the beautiful emeral beaches of Panama City Beach, this private getaway is just waiting for you! Located in the highly desirable Reid Court, enjoy the peace and quiet while still being walking distance to restaurants shopping and all the activites. 5 minutes drive to Pier Park, Top Golf and Dolly Parton's new pirate dinner. Inground pool, private beach access. Furnished w/ queen sleep number bed in primary. Twin daybed w/ trundle and sleeper sofa. Outside large covered patio w/ bar, tv and lots of entertaining space. Room for a hot tub. Storage sheds for beach gear and gren space for pets. Updated with corian countertops, new flooring, new hvac, new pex plumbing, new roof all within last 5 years.  Call today!
#1002567

Panama City Beach

14806 Front Beach Road 74

2 Beds

1 Baths

900 Sq.Ft.

$150,000

MLS#: 1002567

The coastal lifestyle awaits at this beautiful unfurnished 2BR/2BA townhome. You will find this 30A long term rental at WaterSounds Town of Prominence, perfectly situated between Camp Creek and Seagrove Beach. This rental features an open and airy space with high ceilings. The kitchen comes handsomely appointed with high-end touches including stainless steel appliances, 5 burner gas range, and granite counter tops. The master bedroom has its own en-suite bathroom, complete with a walk-in shower and dual granite vanity. The front patio extends the length of the property and can be accessed from the living room or guest bedroom french doors. Discover a myriad of resort-style amenities at Prominence North tailor-made to enjoy the beach life. Wade into the zero-entry pool or work up a sweat at
#1002454

Inlet Beach

26 E Pine Lands Loop C

2 Beds

2 Baths

1,293 Sq.Ft.

$3,200

MLS#: 1002454

Waterfront living meets peace of mind in this rare solid block construction home featuring a brand new private dock, boat ramp, deep water access, and a solar system to be paid in full at closing. Offering the space, waterfront access, and major upgrades buyers expect from a coastal property, this move-in ready home delivers exceptional value without compromise.



Built to last and designed for true waterfront living, this property proved its durability as the only home on the street to withstand Hurricane Michael--even nearby million-dollar stilt homes just a few doors down required extensive repairs, while this home needed none.



Enjoy direct boating access from your brand new private dock and boat ramp, making fishing, boating, and sunset cruises part of everyday life.



The large lot provides plenty of room to spread out and includes two oversized powered storage sheds/workshops, ideal for hobbies, equipment, storage, or workspace.

Major improvements have already been completed, including new windows, HVAC system, driveway, and a solar system that will be paid off by seller at closing, allowing future owners to enjoy energy savings without assuming a solar loan. Connected to city water and sewer for added convenience.

A standout feature is the elevated concrete carport/breezeway that stays dry and doubles as a shaded outdoor living area, complete with double entry doors that create an open-air space perfect for relaxing and enjoying summer breezes.

This is a unique opportunity to own a well-built, upgraded waterfront property offering both functionality and lifestyle.
#789560

Panama City

1538 S Berthe Avenue

3 Beds

2 Baths

2,171 Sq.Ft.

$550,000

MLS#: 789560

Nestled within the gated community of Lakeside at Blue Mountain Beach, this exceptional homesite offers a rare opportunity to build your dream coastal retreat just moments from the sugar-white sands and emerald waters of the Gulf. Perfectly positioned near 30A, this level lot is surrounded by beautifully completed homes, providing added privacy and peace with no nearby construction expected. Residents enjoy a thoughtfully designed neighborhood with a scenic walkway providing effortless access to Blue Mountain Beach's popular restaurants and local hotspots, along with a community pool for relaxing and socializing. Nature lovers will appreciate the community's serene setting bordering Point Washington State Forest, while beach enthusiasts can enjoy a short walk or golf cart ride to convenient county beach access complete with restrooms and parking. Whether envisioning a primary residence, second home, or vacation rental investment, this spacious homesite offers the ideal canvas for relaxed coastal living.

One of the community's most exciting enhancements is already underway -- the HOA has approved a brand-new resort-style pool amenity for residents to enjoy. The new pool will be significantly larger than the previous one, creating an elevated gathering space designed to enhance the neighborhood's appeal and lifestyle for years to come.

With utilities available, beach access nearby with parking and restrooms, and a location close to everything that makes 30A special, 102 Cabana Trail represents an exceptional chance to create a custom coastal getaway in the heart of Blue Mountain Beach.  Buyer to please verify all information contained in this listing.
#1002508

Santa Rosa Beach

102 Cabana Trail

None Beds

None Baths

0.1 acres

$374,000

MLS#: 1002508

Discover the ultimate waterfront retreat at 84 S Silver Lake, a rare gem nestled on over 2 sprawling acres in the heart of Jackson County, Florida. This isn't just a home; it's a private sanctuary designed to celebrate its unique natural surroundings. Positioned perfectly, this property boasts a distinction unlike any other in the area, it sits on two separate lakes. Enjoy the peaceful expanse of Silver Lake to the front and a second private lake view to the rear, making this the only dual-waterfront lot on the lake. Pristine Waters: Silver Lake is renowned for its exceptional clarity. As a spring-fed lake, the water remains remarkably clean and crisp, offering a refreshing ecosystem for swimming, kayaking, or simply enjoying the view from your private shore. Gas motors are not allowed on the lake and the lake has no public access so it is tranquil 24/7. The residence was crafted to bring the outdoors in. Following Hurricane Michael in 2018, the home underwent a thoughtful refresh, including the installation of all-new windows. These expansive glass panes flood the interior with natural light and provide panoramic frames of the water from nearly every room. Step inside to find gleaming hardwood floors that add warmth and character to the open living spaces. Whether you're hosting a summer barbecue or enjoying a quiet morning coffee, the home offers an abundance of outdoor spaces, including: Deep, shaded porches, Expansive sun decks, Private balcony off the upper level. With over 2 acres of land, there is plenty of room to breathe, garden, or expand. This property strikes the perfect balance between a functional primary residence and a secluded vacation getaway. Experience the rare luxury of spring-fed lake life and the privacy of a double-waterfront acreage. 84 S Silver Lake is ready to welcome you home.
Schedule your showing today!
#789506

Marianna

84 S Silver Lake

2 Beds

2 Baths

2,000 Sq.Ft.

$750,000

MLS#: 789506

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