Live the Gulf Life on Florida’s Emerald Coast

Coastal

20407 Front Beach Road

Panama City Beach, FL 32413

MLS#: 709302

$3,999,000

Status: Closed
Listing number: 709302
Listing provided by: Engel & Volkers Destin
Listing agent phone: None
Last update: 4 months ago
On site: 5 years ago
Browse Properties
Laguna Beach Estates - Residential

Property

Beds

9

Full Baths

9

1/2 Baths

1

Year Built

2019

Sq.Footage

5,215

The epitome of class in a beach house! It is beautifully decorated and has enough room for friends and family at the same time. It has 4 stories, 9 bedrooms and 9.5 bathrooms. Each bedroom has a bathroom and the rooms are spacious and so inviting. The main kitchen is on the second floor equipped with dining area and balcony for outdoor entertaining. The first floor also has a kitchen and the private pool which overlooks the spectacular Gulf. Each floor has a balcony and a spiral staircase to make moving from the each balcony easy. This home is one to see to get the full effect of how truly breathtaking it is! Call to make arrangements for your private showing.

Features & Amenities

Interior

  • Total Bedrooms

    9

  • Bathrooms

    9

  • 1/2 Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Ceiling Fan(s), Multi Units

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    1

  • Construction Materials

    HardiPlank Type

  • Other Exterior Features

    Balcony

  • Patio and Porch Features

    Porch

  • Pool

    Yes

  • Pool Features

    In Ground

  • Waterfront YN

    YES

Area & Lot

  • Lot Features

    Paved, Waterfront

  • Lot Size(acres)

    0.18

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Coastal

Price

  • Sales Price

    $3,999,000

  • Tax Amount

    $23,403

  • Zoning

    Resid Single Family

  • Sq. Footage

    5, 215

  • Price/SqFt

    $766

HOA

  • Association

    No

School District

  • Elementary School

    West Bay

  • Middle School

    Surfside

  • High School

    Arnold

Property Features

  • Stories

    4

  • Sewer

    Public Sewer

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Location

County

Bay

Elementary School

West Bay

Middle School

Surfside

High School

Arnold

Listing Courtesy of Andrea W Farrell , Engel & Volkers Destin

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Agent Rodney King

REALTOR®

Rodney King

Call Rodney today to schedule a private showing.

(850) 851-8778

Rodney@GulfLifeGo.com


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The epitome of class in a beach house! It is beautifully decorated and has enough room for friends and family at the same time. It has 4 stories, 9 bedrooms and 9.5 bathrooms. Each bedroom has a bathroom and the rooms are spacious and so inviting. The main kitchen is on the second floor equipped with dining area and balcony for outdoor entertaining. The first floor also has a kitchen and the private pool which overlooks the spectacular Gulf. Each floor has a balcony and a spiral staircase to make moving from the each balcony easy. This home is one to see to get the full effect of how truly breathtaking it is! Call to make arrangements for your private showing.

20407 Front Beach Road

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New on site 2 days ago
*Sellers offering a one-year competitive rental guarantee with qualifying offer* When I first toured 20405 Front Beach Road I was surprised by how livable the floorplan is for such a strong rental producer. It's very rare to find this kind of rental return on the gulf, and even more rare to find a strong rental producer with a floor plan that feels like a real home, not just a small hotel. This house has a family room on almost every level along with two kitchens and multiple laundry areas. Every bedroom has an ensuite bath, and most of the bedrooms have a walk-in closet as well. Each floor feels like its own space and has room to breathe, so it's ideal for a family to spend time together while not feeling like you're on top of one another. 20405 Front Beach Road advertises one of the best cap rates among gulf front homes with approximately $300,000 in actual gross rental income year-to-date (April 2026) and a projected $390,000+ in annual gross rental income. At $900/ft this home is the second lowest list price per foot in the last year for a gulf front home on the West end of Panama City Beach. 20405 Front Beach Road is only five miles from Pier Park, the largest shopping, dining, and entertainment complex in Northwest Florida. It also sits five miles from the iconic Rosemary Beach. This is an ideal location for someone who wants to be within striking distance of 30A without paying the 30A price premium. Another aspect of the location that I love is how it makes avoiding traffic gridlock easier. The street directly in front of the driveway, Wisteria Lane, connects to Highway 98. You can pull out of the driveway onto Wiseteria Lane and then turn onto Highway 98 and bypass any congestion on Front Beach Road. This has made avoiding traffic so much easier during busy times. Another thing that stands out to me is how deep/wide the stretch of beach in front of the home is. This beach stays relatively uncrowded year-round. I've been at the home during peak Summer and Spring break months and have been surprised with the lack of crowds nearby compared to other gulf front listings that I've toured. Many properties in our market lack adequate storage, but 20405 Front Beach Road does not have that problem. There's a lockable owner's closet on almost every floor, and it was cleverly built to include a half-car garage which functions as ideal storage or as a large owner's closet. Many owners choose to lock off a space like this and keep a refrigerator, personal bikes, beach toys, and other items they'll need for their vacation. This way an owner can relax and not worry about having to go shopping first thing when they come into town. Distance from 20405 Front Beach Road to: Camp Helen State Park.........4.0 miles Pier Park...........................5.1 miles Rosemary Beach.................5.9 miles Watersound Beach Club........7.8 miles Airport...............................16 miles (22 minute drive) *Floor Plan* Upon entering 20405 Front Beach road there's a foyer/landing area that leads into the downstairs family room. It has a billiards table, dining table, living room, and small kitchen. There's also a large bunk room with an ensuite bathroom. The sliding glass door next to the kitchen provides a great indoor/outdoor entertaining area because it opens out to the gulf front pool with its covered/shaded seating. The second floor hosts the main kitchen along with a dining table that seats 8 and a living room. There's a half bath off the living area for convenient guest use. Down the hall there's a washer/dryer hidden behind a set of double doors. There's also two bedroom suites. The first is a bunk room with its own ensuite bathroom and a small juliet balcony. The other is a suite with a king-sized bed, walk-in closet, and ensuite bathroom. The third floor is the only one that's occupied entirely by bedrooms. It hosts what I consider to be the primary suite (though many of the bedrooms are large enough to be a primary suite.) The primary suite is directly on the water with access to a private beachfront balcony. It has a walk-in closet, and sizable bathroom with dual vanities, walk-in shower, and a clawfoot bathtub that gets beautiful beach views. There's also another stackable washer/dryer in the hall that's hidden by double doors. In addition, there's three more suites on this level. Two of them are full suites with king-sized beds, ensuite baths, and large closets. The remaining suite is a bunk room with an ensuite bath and small juliet balcony. The fourth floor has a sitting area and also a kid's room that has foosball and acts as a third entertainment area. This kids room/entertainment area has its own ensuite bath with dual vanities and walk-in shower. There's also a gulf front suite on this level that sleeps four. It has a walk-in closet, ensuite bathroom, and a private beachfront balcony. This property has a heated, beachfront pool with covered sitting area and an outdoor shower. It also shares a private beach walkover with the sister home next door, the two homes jointly use and maintain the walkover.
#1000438

Panama City Beach

20405 Front Beach Road

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5,215 Sq.Ft.

$4,695,000

MLS#: 1000438

MASSIVE PRICE REDUCTION, HIGHLY MOTIVATED SELLER!! Find coastal luxury with this magnificent 6 bedroom/6 bathroom 2 half bath beachfront retreat, designed to accommodate up to 16 guests in unparalleled comfort. Nestled against the shoreline, this haven offers an array of exceptional amenities that promise an unforgettable escape. Immerse yourself in the allure of outdoor leisure with a dedicated lawn game area featuring foot pool, cornhole, and mini golf. A symphony of style awaits within, where each corner is adorned with tasteful décor. A fully equipped kitchen and a convenient kitchenette cater to your culinary desires, ensuring every meal is a delight. There is an indoor elevator equipped in this home to help quickly and conveniently navigate between floors. This beachfront gem also showcases private walkout balconies with soothing Gulf views on every floor, accessible from each bedroom.
#771613

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3,910 Sq.Ft.

$3,725,000

MLS#: 771613

ANOTHER MASSIVE PRICE REDUCTION!!!! HIGHLY MOTIVATED SELLER! Find coastal luxury with this magnificent 6 bedroom/6 bathroom 2 half bath beachfront retreat, designed to accommodate up to 16 guests in unparalleled comfort. Nestled against the shoreline, this haven offers an array of exceptional amenities that promise an unforgettable escape. Immerse yourself in the allure of outdoor leisure with a dedicated lawn game area featuring foot pool, cornhole, and mini golf. A symphony of style awaits within, where each corner is adorned with tasteful décor. A fully equipped kitchen and convenient kitchenette cater to your culinary desires, ensuring every meal is a delight. Equipped with an indoor elevator this home has everything you need for that luxurious beach lifestyle. Buyer and Buyers Agent to verify all information for accuracy.
#973821

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12401 Front Beach Road

6 Beds

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3,910 Sq.Ft.

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MLS#: 973821

Exceptional turn-key opportunity to own a 5-bedroom Gulf-front home on the highly desirable west end of Panama City Beach. Nestled in the serene setting of Laguna Beach, this home offers peaceful coastal living while keeping you close to the action. Rosemary Beach & 30Avenue are just ~7 miles west and Pier Park & Frank Brown Park are only 2.4 miles east. Set on nearly a quarter acre with 53 feet of Gulf frontage, the property features a private boardwalk to the beach, a heated pool deck & upscale finishes throughout. This is one of four homes owned by the same seller, offering additional options or the opportunity for a multi-home purchase to enhance rentability. The open floor plan, soaring ceilings, & expansive outdoor spaces create an airy, inviting environment perfect for entertaining! Expansive glass windows and sliding doors fill the home with natural light while seamlessly connecting indoor and outdoor living, framing sweeping panoramic views of the Gulf and creating a stunning backdrop for nearly every room. The gourmet kitchen is flooded with natural light and overlooks the Gulf, featuring stainless steel appliances, a gas range, subway tile backsplash, Quartz countertops, elegant pendant lighting over the breakfast bar, ample cabinetry, and a pantry for storage. The adjoining dining area is anchored by a beautiful hardwood table, set against stunning Gulf views, adding effortless elegance to every meal. Porcelain flooring flows throughout the home, complementing the Quartz countertops in the kitchen and bathrooms. Each bedroom offers a private ensuite bathroom, a rare feature, with floor-to-ceiling tiled showers, glass surrounds, and Quartz vanities. The main level includes a king bedroom with ensuite and a convenient half bath. Upstairs, enjoy two Gulf-front primary suites each with a private balcony, a queen guest bedroom, and a bunk room with a full and twin double bunks. The larger Gulf-front primary suite includes a walk-in closet, a soaking tub with Gulf views, double Quartz vanity, and an exceptional walk-in shower with tile and glass surround. Outdoor living is exceptional with a Gulf-front pool deck, large balconies, covered patio with loungers, dining table, and an outdoor grill--all perfect for al fresco dining and coastal relaxation. Built in 2022, this home exudes classic coastal character with a Hardie board exterior and metal roof. Nearby, enjoy dining options like the new McGuire's Irish Pub, Thomas' Donuts & Snack Shop, and Back Beach Barbecue, plus endless choices at Pier Park--Panama City Beach's premier shopping, dining, and entertainment complex. Russell Fields Pier sits just 1,500 feet into the Gulf, perfect for walking, fishing, or securing daily licenses. Additional recreation options include Topgolf, a Ferris wheel, AMC Theatre, arcade, and over 200 acres at Frank Brown Park, only two miles away. With dolphins playing in the Gulf, breathtaking sunsets, and unparalleled coastal amenities, this home is a cherished locals' favorite and a truly exceptional retreat.
#787515

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5 Beds

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2,636 Sq.Ft.

$3,490,000

MLS#: 787515

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#999037

Panama City Beach

17647 Front Beach Road

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2,636 Sq.Ft.

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21524 Front Beach Road

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10 Baths

6,504 Sq.Ft.

$4,795,000

MLS#: 998694

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#998665

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14328 Front Beach Road

7 Beds

7 Baths

4,221 Sq.Ft.

$3,700,000

MLS#: 998665

Positioned directly across from the Gulf with permanent, unobstructed views of the emerald waters, this 4,221 square foot coastal residence captures the full beachfront experience without compromise. Designed for both entertaining and relaxed coastal living, the home offers expansive balconies perfectly oriented for sunrise coffee and sunset views. Inside, 7 bedrooms and 8 bathrooms provide the space and flexibility to host large groups with ease, configured to sleep 22 guests in beds. Private deeded beach access gives you direct entry to the sugar white sands just steps away. With no HOA, ownership stays flexible whether you are looking for a primary residence, second home, or a high performing investment. Built in 2023, the home offers the advantages of newer construction along one of Panama City Beach's most desirable stretches. Offered fully furnished and turnkey, it is ready for immediate use or continued rental income. Approximately $300,000 in confirmed 2026 reservations are already on the books. Detailed rental history and future bookings available upon request. Buyers are encouraged to independently verify all income and projections. With its size, rental performance, and newer construction, this property is well positioned for investment minded buyers seeking both income and long term advantages. Ideally located just minutes from Pier Park, with easy access to shopping, dining, entertainment, and local excursions. The area is golf cart friendly, adding to the convenience and coastal lifestyle appeal. Unobstructed Gulf views. No HOA. Strong income already in place. This is the kind of asset buyers wait for.
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Panama City Beach

14328 Front Beach Road

7 Beds

7 Baths

4,221 Sq.Ft.

$3,700,000

MLS#: 785705

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#998460

Panama City Beach

13657 Front Beach Road

6 Beds

6 Baths

3,990 Sq.Ft.

$3,695,000

MLS#: 998460

**Virtual Tour Available** 20405 Front Beach Road is an exquisite gulf front home nestled perfectly in the Laguna Beach section of Panama City Beach. Boasting an ideal location for both vacation rental and personal enjoyment, it sits just five miles east of the luxurious Rosemary Beach and five miles west of Pier Park—the largest commercial and entertainment center in Northwest Florida. This residence presents an exceptional vacation rental opportunity with the sister home grossing annual rental income of $444,000 in 2024, and this home grossing just under $300,000 in a partial year on the same management program. The home has also never allowed pets, so the home's condition has been maintained at the highest caliber. Distinguished by its meticulously designed floor plan, 20405 Front Beach Road stands out amidst Panama City Beach properties. Unlike many coastal homes that prioritize sleeping space over functional living areas, this home features three distinct living room and entertainment spaces. With 10-foot ceilings and generously sized bedrooms, every occupant can relish in the tranquility of this gulf-front retreat. Outdoor amenities include expansive balconies on each level and a private pool overlooking the Gulf, surrounded by shaded seating areas. The property's design is inspired by the natural beauty of the coast, evident in its locally sourced hardwood flooring and serene color palette. Turquoise accents and white quartz countertops pay homage to the nearby beaches, creating a seamless connection between indoor elegance and outdoor splendor. 20405 Front Beach Road epitomizes the fusion of style and functionality, enhanced by its prime location amidst the best offerings of Northwest Florida.
#971408

Panama City Beach

20405 Front Beach Road Road

9 Beds

9 Baths

5,215 Sq.Ft.

$4,699,000

MLS#: 971408

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