Features & Amenities

Interior

  • Other Interior Features

    Double Vanity, Walk-In Closet(s)

  • Total Bedrooms

    4

  • Bathrooms

    4

  • 1/2 Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    3

  • Construction Materials

    Vinyl Siding

  • Patio and Porch Features

    Covered, Patio

  • Pool

    No

  • Waterfront YN

    YES

  • View

    Water

Area & Lot

  • Lot Features

    Paved, Waterfront

  • Lot Size(acres)

    0.44

  • Lot Size(square feet)

    19,166

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Florida

Price

  • Sales Price

    $599,000

  • Tax Amount

    $5,648.08

  • Zoning

    Resid Single Family

  • Sq. Footage

    2,525

  • Price/SqFt

    $237

HOA

  • Association

    No

School District

  • Elementary School

    Callaway

  • Middle School

    Rutherford Middle

  • High School

    Rutherford

Property Features

  • Stories

    1

  • New Construction

    YES

  • Foundation Details

    Slab

  • Sewer

    Public Sewer

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Callaway

Middle School

Rutherford Middle

High School

Rutherford

Listing Courtesy of Abbott Martin Group , EXP Realty LLC

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Larry Kratish

REALTOR®

Larry Kratish

Call Larry today to schedule a private showing.


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.

285 Hugh Thomas Drive

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

OPEN HOUSE THIS SUNDAY, JULY 12th 1PM to 3PM!! MOTIVATED SELLERS!! BRING ALL OFFERS. HUGE PRICE REDUCTION!!! UPGRDES! UPGRADES! UPGRADES! Welcome to this STUNNING, thoughtfully designed, BETTER THAN NEW home in one of Panama City's most sought-after communities.

This beautifully UPGRADED residence combines modern luxury with everyday functionality. It has FABULOUS tile flooring, enhanced lighting fixtures, designer ceiling fans throughout, upgraded front porch lighting, custom blinds, and a spacious screened-in porch perfect for enjoying Florida's year-round outdoor living.

The kitchen and living areas are designed for both entertaining and daily comfort. Upgrades add tremendous value, including; farmhouse sink, a whole-home water softener and filtration system, FULL GUTTERS surrounding the home, and storage racks in the garage. Added bonus, golf cart is included with an acceptable offer, and the furniture is negotiable.

Lake Merial is known for its breathtaking 300-acre spring-fed lake, ideal for kayaking, paddleboarding, and fishing, along with scenic walking trails, green spaces, and a vibrant calendar of community events. From festive holiday celebrations to food truck nights and golf cart-friendly streets, this neighborhood offers a lifestyle that is both relaxed and engaging!! Call your favorite Realtor to see this one, it is PERFECT!! All measurements to be verified by the buyer.
#791301

Panama City

207 Lake Merial Boulevard

4 Beds

3 Baths

3,064 Sq.Ft.

$575,000

MLS#: 791301

New on site today
Imagine waking up to the sound of waves from the beautiful gulf or sipping coffee while watching the waves crash! This Beautifully furnished unit is at the desirable Moonspinner condominium. New flooring was installed in 2024, New A/C in 2025 anda new dryer along with an icemaker, and all new bedroom suits, toilets and a couch in 2026. Moonspinner is conveniently located next to St. Andrews State Park and great local restaurants. You don't want to miss this! Call today for your private tour before its gone!
#792392

Panama City

4425 Thomas Drive 702

2 Beds

2 Baths

1,086 Sq.Ft.

$525,000

MLS#: 792392

New on site today
If you've been waiting for a home that turns heads, this is it! Welcome to 163 Ryder Lane, where resort-style living meets everyday comfort. This five-bedroom, three-bath home offers one of the most impressive backyards you'll find in Bridge Harbor, centered around an incredible heated, screened saltwater pool with an 8.5-foot deep end, tanning ledge, underwater seating, Pebble Sheen finish, color-changing LED lighting, and a spacious paver deck. The heated saltwater pool has been professionally serviced weekly since the day it was installed--a true testament to the exceptional care and meticulous maintenance this home has received. This backyard was designed for year-round entertaining, family fun, and relaxing weekends at home.
The screened enclosure features no-see-um screening, a super gutter system, and even a convenient dog door, while French drains, extensive paver work, and a fully fenced backyard create a low-maintenance outdoor space built to last.
Inside, you'll love the spacious open-concept design with luxury vinyl plank flooring throughout. The kitchen is the heart of the home, featuring a large center island, breakfast bar, stainless steel appliances, a walk-in pantry, generous dining space, and seamless flow into the living area--perfect for hosting family and friends.
The split-bedroom floor plan provides flexibility for growing families, guests, or a home office. The oversized primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate shower with upgraded anti-streak glass, and a large walk-in closet. A guest bedroom and full bath are conveniently located near the pool, making outdoor entertaining even more functional.
Additional upgrades include a whole-house water filtration and softener system, irrigation in both the front and back yards, gutters, hurricane shutters, a hurricane-rated front entry door that may qualify for insurance discounts, an inviting paver front porch, and extra privacy thanks to the additional space along the left side of the property. Washer and dryer are included.
Located in the highly sought-after Bridge Harbor community, residents enjoy resort-style amenities including a community pool, outdoor kitchen, playground, sidewalks, and convenient access to the bay.
Homes like this don't come along often. Between the exceptional pool, thoughtful upgrades, spacious five-bedroom layout, and outstanding community amenities, 163 Ryder Lane delivers a lifestyle that's difficult to replicate. Schedule your private showing today before someone else calls it home.
#792406

Panama City

163 Ryder Lane

5 Beds

3 Baths

2,552 Sq.Ft.

$515,000

MLS#: 792406

New on site today
Welcome to Unit 609 at Watercrest, where breathtaking Gulf views and resort-style living come together in one of Panama City Beach's most desirable beachfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan designed to maximize both comfort and the stunning views of the Gulf of Mexico.

The spacious living area flows seamlessly onto a large private balcony, providing the perfect place to enjoy morning coffee, spectacular sunsets, or the soothing sound of the waves. The well-appointed kitchen features ample cabinetry, generous counter space, and a breakfast bar that opens to the dining and living areas, making it ideal for entertaining.

The Gulf-front primary suite offers private balcony access, beautiful water views, and an ensuite bathroom with a double vanity, soaking tub, and separate walk-in shower. The guest bedroom provides comfortable accommodations for family and friends, while the second full bathroom is conveniently located nearby.

Watercrest is known for its exceptional amenities, including a Gulf-front swimming pool, hot tub, fitness center, tennis courts, private beach access, covered parking, and 24-hour security. Conveniently located on the east end of Thomas Drive, you'll enjoy easy access to marinas, dining, shopping, St. Andrews State Park, and all that Panama City Beach has to offer.

Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this Gulf-front condominium offers the perfect combination of location, lifestyle, and coastal charm.
#792401

Panama City

6201 Thomas Drive 609

2 Beds

2 Baths

1,404 Sq.Ft.

$650,000

MLS#: 792401

New on site today
NOW PRICED BELOW APPRAISED VALUE! **Construction Complete** 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offers the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. NO HOA & NO FLOOD INSURANCE REQUIRED! Prime location near Tyndall AFB. Notable features include 2x6 construction, spray foam insulation, 5 ton HVAC, hurricane impact windows, and fortified roof.
#1007258

Panama City

285 Hugh Thomas Drive

4 Beds

4 Baths

2,525 Sq.Ft.

$599,000

MLS#: 1007258

New on site 1 day ago
Welcome to 427 Bunkers Cove Road, an exceptional coastal residence located in the highly sought-after Cove neighborhood of Panama City, just moments from St. Andrews Bay and around the corner from the St. Andrews Bay Yacht Club. This prime location offers the perfect blend of waterfront living and convenience, with downtown Panama City, restaurants, shopping, and local attractions only minutes away.
Offering approximately 2,900 square feet of thoughtfully designed living space, this beautiful Colonial Revival home features 4 bedrooms, 3 full bathrooms, and timeless architectural character throughout. The inviting two-story design showcases a symmetrical façade, welcoming columned portico, classic brick chimney, and mature live oak trees draped with Spanish moss, creating unforgettable curb appeal.
Inside, you'll find a spacious and functional floor plan enhanced by hardwood flooring, abundant natural light, divided-pane windows, and stainless steel appliances. The chef's kitchen flows seamlessly into the main living areas, making it ideal for everyday living and entertaining. A bright sunroom overlooks the backyard and provides the perfect space to relax year-round.
Upstairs, a hidden bonus/game room tucked off the fourth bedroom offers endless possibilities as a media room, playroom, home office, or guest retreat while enjoying views of the pool and backyard.
Step outside to your own private oasis featuring an in-ground swimming pool, spa, beautifully landscaped grounds, and multiple areas for entertaining or unwinding. Alley access provides ample parking for a boat, RV, or camper, while the large detached workshop offers outstanding space for storage, hobbies, or recreational equipment.
Additional features include a whole-home water filtration system, covered side carport, established landscaping, mature shade trees, and a golf cart-friendly neighborhood that enhances the relaxed coastal lifestyle.
Combining timeless architecture, modern comforts, generous indoor and outdoor living spaces, and an unbeatable location, 427 Bunkers Cove Road presents a rare opportunity to own one of Panama City's most distinctive homes. Schedule your private showing today and experience everything this exceptional property has to offer.
#792354

Panama City

427 Bunkers Cove Road

4 Beds

2 Baths

2,900 Sq.Ft.

$589,000

MLS#: 792354

***Seller is offering a $10,000 incentive for buyer to use however they would like!***
Welcome to 1809 DeWitt Street, where timeless Cove charm meets modern luxury. Perfectly positioned to capture stunning protected water views, this 4 bed 3 bath completely reimagined ranch-style home offers a rare opportunity to enjoy one of Panama City's most sought-after neighborhoods without compromise.

Every inch of this home has been thoughtfully renovated with an emphasis on quality craftsmanship, elegant finishes, and effortless everyday living. From the moment you arrive, you'll appreciate the attention to detail that transforms this property from simply updated to truly exceptional.

Inside, you'll find bright, inviting living spaces designed to maximize both comfort and style. The seamless blend of modern finishes and classic character creates a warm, welcoming atmosphere that feels instantly like home. Whether entertaining guests or enjoying a quiet evening overlooking the water, every space has been carefully curated to showcase the home's unique setting.

One of the property's most remarkable features is its protected water view--an increasingly rare amenity that provides a picturesque backdrop and a sense of tranquility that few homes can offer. Enjoy morning coffee as the sun rises over the water or unwind in the evening while taking in the peaceful scenery that makes this location so special.

Adding to the property's versatility is a detached climate-controlled storage building, offering endless possibilities as a workshop, hobby space, home office, fitness room, studio, or secure storage for valuable belongings. Having heated and cooled flex space separate from the main residence is a rare and highly desirable feature that enhances both functionality and value.

Located in the heart of The Cove, residents enjoy one of Panama City's most beloved neighborhoods, known for its mature trees, waterfront parks, golf-cart-friendly streets, and close proximity to downtown St. Andrews, marinas, dining, shopping, and entertainment. Opportunities to own a fully renovated home with enduring water views, flexible bonus space, and the unmatched lifestyle of The Cove are exceptionally rare.

This is more than a home--it's a lifestyle.
#791124

Panama City

1809 Dewitt Street

4 Beds

3 Baths

1,879 Sq.Ft.

$499,000

MLS#: 791124

New on site 3 days ago
Over 2,100 square feet, 4 bedrooms, 2.5 bathrooms and a 2-car garage in The Cove? Opportunities like this rarely come along. Situated on a large corner lot in desirable Cove Terrace, this charming home offers bayou views from the front, an expansive primary suite, three additional bedrooms, a versatile bonus room, and two incredible backyard patios beneath some of Panama City's most beautiful oak trees. Originally built in 1951 and thoughtfully expanded over the years, this distinctive home blends timeless character with the space today's buyers are looking for. Beautiful original hardwood floors, abundant natural light, and thoughtful updates create a warm, inviting feel throughout. The oversized primary suite provides a private retreat, while the bonus room is ideal as a home office, fitness room, media room, playroom, or hobby space. Step outside to enjoy two spacious patios designed for entertaining, grilling, or simply relaxing in the shade. The large corner lot, mature landscaping, and magnificent oak trees create a setting that's both private and welcoming. This golf cart-friendly neighborhood is known for its historic charm, tree-lined streets, waterfront parks, and convenient access to downtown Panama City, dining, shopping, schools, St. Andrews Bay, and the marina. If you've been searching for a home with character, generous living space, four true bedrooms, a 2-car garage, and an unbeatable location, this is an opportunity you won't want to miss.
#792270

Panama City

1401 Dewitt Street

4 Beds

2 Baths

2,102 Sq.Ft.

$482,000

MLS#: 792270

Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins  play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. 

Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury!

Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility.

Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community.

From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.
#792177

Panama City

4100 Marriott 808 Drive 808

2 Beds

2 Baths

1,458 Sq.Ft.

$649,000

MLS#: 792177

 - property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.