Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages

Adjustable-rate mortgages (ARMs) can be a valuable tool for homebuyers, and there’s no need to fear their return. Here are a few reasons why: Initial Lower Interest Rates: ARMs typically offer lower interest rates compared to fixed-rate mortgages (FRMs) during the initial fixed-rate period. This means lower monthly payments, which can be beneficial for buyers…