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Author Archives: Opey Russ

5 Homebuying Myths First-Time Buyers Should Ignore

Featured, Finding a HomeBy Opey RussOctober 7, 2025Leave a comment

Buying your first home is an exciting milestone—but it can also feel overwhelming. Friends, family, and even coworkers may flood you with advice based on their own experiences. While some of it may be helpful, it’s important to remember that every buyer’s journey is unique. Unfortunately, a lot of myths about homebuying are still floating…

6 Smart Tips for Finding the Right Rental

Featured, Rental PropertyBy Opey RussOctober 3, 2025Leave a comment

If you’re planning to move out on your own, it’s an exciting step—but it can also feel a little overwhelming. Unless you’ve been saving up for a home purchase, renting is often the best first move. The key is making sure the rental you choose fits your budget, lifestyle, and future goals. Here are six…

Give Your Home a Moral Makeover

FeaturedBy Opey RussSeptember 30, 2025Leave a comment

With many Americans spending a lot more time at home, you may find your house taking on the roles of office, classroom, gym and community center — and it’s easy to feel uninspired by your surroundings after occupying the same space day in, day out. But all hope is not lost: There are simple and…

How Your Home Equity Can Help You Reach Your Goals

Featured, Home EquityBy Opey RussSeptember 24, 2025Leave a comment

If you’re a homeowner, chances are your equity has grown significantly over the past few years thanks to rising home prices and consistent mortgage payments. According to the latest Equity Insights Report from CoreLogic, the average borrower with a home loan now has nearly $300,000 in equity. That’s a powerful asset you can put to…

Should You Buy a Home With a Friend? What to Know Before Taking the Leap

Investment Real Estate, Joint TenancyBy Opey RussSeptember 19, 2025Leave a comment

Some friends have been in your life since childhood, others came along in college, and a few may be co-workers or neighbors who’ve become like family. You trust them, share secrets with them, and maybe even travel together. But here’s a question you may not have asked yourself: Would you buy a house with them? It…

5 Things Military Members Should Consider Before Buying a Home

Featured, Useful articlesBy Opey RussSeptember 12, 2025Leave a comment

Buying a home is always a big decision. From choosing the right neighborhood to finding the right loan, there are countless details to think through. For members of our Armed Forces, those decisions come with unique considerations tied to the realities of military life. If you’re serving and thinking about homeownership, here are five important…

5 Common Mortgage Misunderstandings That Could Cost You

Inflation, Interest Rates, Mortgage RatesBy Opey RussSeptember 9, 2025Leave a comment

The spending season is officially here. And while you may be hunting down the best deals on holiday gifts, there’s another big-ticket item where finding the right deal is even more important: your home mortgage. Much like navigating endless sales ads, the mortgage process can feel overwhelming—and a few common misunderstandings may end up costing…

5 Smart Tips to Start Your Online Home Search

Featured, Finding a HomeBy Opey RussSeptember 5, 2025Leave a comment

If you’re thinking about buying a home, chances are you won’t begin by driving around neighborhoods looking for “For Sale” signs. These days, most buyers start their search online—scrolling through listings on a laptop or phone from the comfort of their current living room. But with so many homes to choose from, the process can…

Don’t Overlook This Hidden Cost of Homeownership: Energy Bills

Home Energy CostBy Opey RussSeptember 2, 2025Leave a comment

When you’re house hunting, it’s easy to get wrapped up in the obvious numbers: list price, down payment, and mortgage rates. But while you’re crunching those numbers, there’s another monthly cost quietly waiting to join the party—your home energy bill. Heating, cooling, electricity, and water can add hundreds of dollars a month to your budget. And…

Supersizing the Small Home Office: Big Ideas for Tiny Spaces

Downsizing, FeaturedBy Opey RussAugust 29, 2025Leave a comment

The modern home office is often anything but spacious. For many of us, it’s not a dedicated suite with built-in bookshelves and sweeping windows. Instead, it’s the “catch-all” room in the house—part office, part guest bedroom, part storage closet for everything that doesn’t fit elsewhere. And while this little space may be small, it often…

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Gulf Life Real Estate

3 Locations In Panama City Beach
10250 Hutchison Blvd.
Panama City Bch, FL 32407

17320 Panama City Bch Pkwy
Suite 108
Panama City Bch, FL 32413

17757 Front Beach Rd
Panama City Bch, FL 32413

(850) 366-8525

Lic#: CQ1064896

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