Category Archives: Interest Rates

How to Determine Your Budget for Buying a Home: A Step-by-Step Guide

Finding a Home, Interest Rates, SavingsBy Opey Russ January 22, 2025 Leave a comment

Buying a home is an exciting milestone, but it can also be overwhelming—especially when it comes to figuring out your budget. Knowing how much you can afford ensures that you make a smart financial decision, one that aligns with your long-term goals. If you’re ready to begin your homebuying journey but aren’t sure how to…

What is APR and how Does It Impact My Mortgage?

Interest RatesBy Opey Russ January 17, 2025 Leave a comment

If you’ve ever gone shopping for a home mortgage or refinance you’ve probably seen an interest rate advertised as, for instance, “Rate: 2.65%; APR: 2.7%.” The annual percentage rate (APR) represents the average annual finance charge you’ll be paying on the loan when including all the fees and costs associated with getting that loan. This can include…

How to Determine Your Budget for Buying a Home: A Step-by-Step Guide

What is APR and how Does It Impact My Mortgage?

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